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Dental Insurance is
              …equally important to health insurance

Dental insurance is equally important to health insurance because dental disease is still prevalent. Being protected by a dental plan and using it wisely are necessary safeguards for your entire family. Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps. Some plans limit the waiting period before certain dental treatments are rendered. Dental insurance for seniors is also available.

Some plans allow you to use your family dentist or any licensed dentist in the U.S. Some people like that, while others like a defined network, I offer both.

Dental insurance is designed to cover your general dentistry needs and in some cases with better dental plans they will cover orthodontics and procedures that need to be done for dental health reasons not esthetic or cosmetic reasons. Procedures such as porcelain veneers and dental implants are commonly referred to as elective procedures and may not be covered. Dental insurance can come in individual, group, or family coverage. Your needs will fit into one of these categories. Dental insurance can help people pay for routine dental visits, but it has many limitations. Always discuss your insurance plan and financial obligations with either your dentist or the office manager prior to dental treatment.

If you’re an employer dental benefits rank very high on employees or potential.

Give me a call today to see how I can help you with a free evaluation of your dental insurance needs.

Individual Dental Links

Smart Smile - Low Copayments, Pre-existing condition coverage, No Deductibles, No Claim Forms, No Waiting Periods, No Maximums.

PrimeStar Classic (No Graded Benefits) - Coverage for seniors, Freedom to use dentist of your choice, Initial 12-month rate guarantee.


 

 


Brian Gruss - Licenced Insurance Planner
Brian Gruss
Licenced Insurance Planner

 

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