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Annuities, a great solution
                    …to protect your assets

Annuities -- This word has been floating around for quite some time, and maybe you have heard some “bad stuff” about them. Well I am here to clear that up. First and foremost annuities are NOT for everyone. An annuity is a contract, usually 5, 7, 10, 14 years. If one is placing money into an annuity first they shouldn’t place everything in the annuity, and second they should do some long term planning.

So what is an annuity? I explain it best by comparing it with other insurance products:

You protect your money from your health by buying health insurance?
You protect your money from your home, by buying home owners insurance?
You protect your money from your car, by buying auto insurance?
How do you protect your money from time? You purchase an annuity…

So how much are annuities. Well that is also a good question, there are annuities that don’t have any fees and some that do. Me personally, I don’t recommend just one product as a blanket for everyone, I take your individual situation, give you an education, and let you make the best decision for you. Yes I will give you my recommendation, but it’s your financial future that your protecting with this and not mine, I will respect your decision even if it’s not the product I recommend.

Myth: Don’t I have to have a lump sum of money to get an annuity?
Fact: No you can get an annuity for as little as a monthly payment of $50.00

While I believe what I said above about annuities not being right for everyone I also believe that everyone should have a portion of their assets in something that can grow (maybe not by leaps and bounds), but also be completely safe.

Is an Equity Indexed Annuity right for you? Read more here.

Contact me today for a free evaluation of your situation.


 

 


Brian Gruss - Licenced Insurance Planner
Brian Gruss
Licenced Insurance Planner

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